We help AMCs identify, reach, and reactivate investors with dormant or non-KYC folios—delivering measurable recovery outcomes through data intelligence and end-to-end execution.
The Challenge
India's mutual fund industry faces a systemic challenge—dormant and non-KYC folios represent a significant, recoverable pool of investor wealth that remains out of reach.
Millions of investor accounts remain frozen, unable to transact, due to outdated or incomplete KYC documentation.
Legacy contact records fail to reach investors who have moved, changed numbers, or updated their details over the years.
Investor identities are spread across disconnected systems—PAN, Aadhaar, RTA data—making unified profiling near impossible.
Generic bulk communication campaigns yield minimal response rates, leaving billions in recoverable assets untouched.
Our Approach
Three integrated pillars that work in concert to identify, engage, and recover dormant investor assets—end to end.
Advanced data stitching across fragmented investor records using deterministic and probabilistic algorithms to create unified investor profiles with confidence scoring.
Multi-channel AMC-approved communication workflows designed to reach verified investors through the most effective touchpoints available.
Guided compliance workflows that walk investors through KYC completion steps digitally, reducing friction and maximising completion rates.
The Process
A structured, auditable recovery workflow designed for institutional compliance and measurable outcomes.
Securely upload your dormant and non-KYC folio data through our encrypted ingestion pipeline.
Our intelligence engine scores and prioritises folios by recovery potential and investor reachability.
Precision outreach campaigns contact investors through validated, current channels.
Guided digital workflows help investors complete KYC with minimal friction and maximum clarity.
Reactivated accounts resume full transactional capability—assets returned to active management.
Measurable Outcomes
Institutional-grade performance metrics validated across enterprise AMC deployments.
Platform
Four integrated modules composing a complete recovery infrastructure, deployable within your existing technology environment.
At the core of the platform lies a sophisticated identity resolution system that reconciles fragmented investor data from disparate sources into a single, authoritative investor profile.
Solutions
Whether you manage assets or service accounts, FolioRecovery adapts to your operational context and compliance requirements.
Transform your dormant folio portfolio into an active recovery pipeline—improving AUM, compliance posture, and investor relationships simultaneously.
Enhance servicing efficiency and KYC completion rates across the folios you manage, with tooling designed to integrate into your existing operational infrastructure.
Security & Compliance
Enterprise-grade security architecture with compliance workflows aligned to Indian financial regulation.
AES-256 encryption for all stored data. TLS 1.3 for all data in motion across every integration point.
Granular permission structures ensure each user accesses only the data required for their function.
Immutable, timestamped audit trails for every action within the platform—queryable and exportable.
Every recovery workflow is designed in alignment with SEBI's investor protection guidelines and AMFI codes.
Evidence
Measurable outcomes delivered across enterprise AMC engagements.
A top-10 AMC by AUM engaged FolioRecovery to address a significant dormant folio pool accumulated over a decade of investor inactivity. The mandate: recover identifiable, contactable, and completable KYC cases within a defined operational window.
Delivered measurable recovery within 90 days—without disrupting our operations or requiring our compliance team to own the process.
ROI Calculator
Adjust the slider to model expected outcomes based on your dormant AUM portfolio.
Estimates based on historical recovery rates across enterprise AMC deployments. Actual outcomes vary by data quality and folio profile.
Get Started
No commitment required. Results-first engagement. We deliver a validated recovery assessment before any deployment begins.